I finally understand why the mainland restricts opening accounts with overseas brokers and cross-border remittances.

Because the US stock market is insanely profitable. Just look at the 3x leveraged Nasdaq ETF—if you bought it at the tariff bottom in April this year and held until now, you would have made a 3x return!

An ordinary person investing 30,000 yuan could turn it into 100,000 yuan, enough to quickly accumulate their first pot of gold!

Once your capital reaches the 100,000 yuan threshold, if you understand a bit about financial management and finance, you basically don’t need to rely on labor for income anymore. You can use this 100,000 yuan for capital operations, earning enough passive income to cover living expenses.

In contrast, the A-share market has only risen about 30% from the tariff bottom until now. Even with 3x leverage, you’d only get a 100% return—turning 30,000 into 60,000 yuan, which is still not enough passive income to cover living costs.

In the mainland, we have a huge population, and the operation of society relies on a large labor force. So living off passive income and making excess returns is only possible for a small minority.

There are many opportunities in crypto, and also in the US stock market. But in the A-shares, if you want to use leverage and margin trading, you need to have at least 500,000 yuan to open a margin account—ordinary people simply can’t reach this threshold!

Forget about 500,000 yuan. Even if you just want to experience the daily 20% volatility of the ChiNext board, you need to deposit 100,000 yuan in your account before they let you trade there.

So for ordinary people like us—without resources, background, or connections—the only way to turn things around is to go to markets with more money and lower barriers to entry!