Mark Carney recently dropped a fascinating take on where global trade is heading. Forget the dream of one unified rule book—he's betting on something messier but maybe more realistic: a patchwork of regional deals and clever "docking" mechanisms between economic blocs.

Carney, the former Bank of England governor who's seen his share of financial chaos, thinks this fragmented approach could actually define the next year's trade landscape. Instead of everyone playing by the same rules, we're looking at customized agreements that snap together when needed.

What's intriguing for the crypto crowd? This mosaic model echoes how decentralized networks operate—no single authority, just interconnected systems with their own protocols finding ways to communicate. As traditional finance fragments, blockchain's interoperability solutions might offer a blueprint for cross-border coordination that nation-states are still figuring out.

The shift signals a move from top-down standardization to bottom-up coordination. Whether that's bullish or chaotic depends on execution, but it's a structural change worth tracking as digital assets navigate their own regulatory patchwork.