The US SEC's crypto working group is holding a roundtable next week, focusing on regulatory frameworks and privacy protection.

First, the conclusion: this isn’t as scary as you might think.

Many people panic reflexively when they hear "regulation." But this time is different—the essence of a roundtable is dialogue, not a surprise crackdown. Regulators want to hear different voices and figure out how to balance protecting investors with fostering innovation. This approach is much more friendly than just dropping sudden policies without consultation.

Looking deeper, who benefits most from clear rules?

The answer: project teams that are serious about building, and regular investors like us. Those shady operators exploiting information asymmetry will have less room to survive. With fewer bad actors muddying the waters, capital will naturally flow toward more transparent and compliant projects. There may be some pain in the short term, but it’s definitely positive in the long run.

**What should retail investors do now?**

Don’t make rash moves. It’s easiest to make mistakes when the news is volatile—there’s no point in dissecting every word from the meeting livestream.

Hold mainstream coins. Assets that have been tested by the market over time and have relatively clear compliance are actually more resilient when regulation tightens.

Completely stay away from sketchy projects. Coins with unclear whitepapers, vague team backgrounds, and hype-driven communities are the most dangerous right now.

The rate-cutting cycle is still brewing, and the real opportunities haven’t fully emerged yet. During this period before regulatory policies are finalized, patience is worth more than impulse. Hold your positions and wait for the market to give its answer.