The CEO of Bitwise recently put forward a pretty interesting perspective—the stablecoin market is undergoing a critical turning point. Previously, users had to seek them out on their own, but now major institutions are scrambling to roll them out. He believes that in a year and a half, stablecoin payments could actually become ubiquitous.

This isn’t just empty talk. Just look at Stripe’s recent moves—they’ve launched stablecoin payment functionality directly on Ethereum, Base, and Polygon. The entry of top-tier payment platforms like this is a clear signal: the technology is moving rapidly from being a niche experiment to large-scale commercial use. Institutions are now investing real money and resources to build the infrastructure, and the day when ordinary people can use it seamlessly might come sooner than we think.