Assuming you're a man, your parents can't help you buy a house or car, so you can only rely on yourself. Why emphasize being male? Because most girls are like hermit crabs—they don't have the pressure to buy houses or cars.

Taking a city like Hefei as an example, with an average house price of 20k per square meter, a 120 square meter apartment costs 2.4M, with a 30% down payment of 700k. Add a cheap car at 300k, and you're looking at roughly 1M total—this is the bare minimum version of changing your destiny in a provincial capital city.

If someone enters the workforce at 22 and needs to save 1M by 30, that's 7 years to save 1.42M per year, or 120k per month. But a 20k monthly salary only nets 16k after taxes. How many years would it take to reach a 20k salary in the first place?

What kind of jobs can you work? Some might say: attend a 985/211 university, study computer science, join a big tech company. This path worked over the past decade, but the internet boom has ended now. Moreover, high-paying internet opportunities are concentrated in four tier-one cities where house prices aren't 20k—they're much higher. Additionally, 93% of people attend universities below 985/211 status. What percentage of all university majors are computer science? What about people in other majors?

There's no need to dwell on this anymore, because jobs are hard to find anyway. But this doesn't affect girls' employment and income. So how are all these excellent girls buying houses? $btc