# MortgageIndustry

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Headline: The Great Unlocking: Analyzing the Impact of Fannie Mae Accepting Crypto Collateral
In what could be the most significant bridge between decentralized finance (DeFi) and traditional finance (TradFi) since the launch of Bitcoin ETFs, Fannie Mae (the Federal National Mortgage Association) is reportedly moving to accept cryptocurrency as collateral for mortgage underwriting.
If confirmed, this is not merely a headline; it is a tectonic shift in the $12 trillion U.S. residential mortgage market. Here is a deep dive into what this means, how it works, and why it matters.
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