英国FCA拟简化零售投资规则,允许高净值个人选择更高风险产品

GateNews

PANews 12月8日消息,英国金融行为监管局(FCA)宣布将调整散户投资规则,以降低投资门槛、促进英国居民更多参与资本市场。政策包括:

取消复杂信息文件:投资机构无需再向散户提供“关键信息文件(KID)”,改为更简洁的 “产品摘要”。

富裕个人可自愿退出散户保护:资产达 1,000 万英镑或具备投资经验的个人,可选择被视为专业投资者,从而投资更高风险产品、但不再受 FCA 消费者保护义务约束。

鼓励散户投入市场:英国家庭投资率低于其他国家,政府正推动居民将更多储蓄投入市场,包括近期将 ISA 年度免税额度削减至 12,000 英镑。

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