Strategic Choices for Market Volatility: Using Gate Earn to Build a Flexible Income Cash Pool

According to Gate Market Data, Bitcoin’s price rebounded from a 24-hour low of $68,302.1 to $70,108, with significant intraday volatility. This sharp fluctuation is not an isolated event; market sentiment is swinging between short-term rebounds and long-term uncertainty.

Against the backdrop of over 90,000 investors being liquidated due to intense market volatility, a traditional investment wisdom has once again proven its value—“Cash is King.”

New Market Normal: Increased Volatility and the Return of “Cash is King”

The recent performance of the crypto market fully demonstrates its high volatility characteristics. Data shows that Bitcoin’s price changed by -0.43% in the past 24 hours, with declines of -9.10% and -22.05% over the past 7 and 30 days, respectively.

This volatility is common among mainstream assets. Ethereum’s current price is $2,110.72, with a 30-day change of -32.22%.

Galaxy Research, in its 2026 forecast, indicates that Bitcoin may face an extreme wide fluctuation range of $50,000 to $250,000 by the end of 2026, reflecting high market uncertainty about near-term prospects.

In periods of unclear market direction and increased risk, converting part of your assets into stablecoins and depositing them into flexible financial tools like Gate’s YuBiBao (余币宝) provides a safe haven for funds while still generating returns. The core of this strategy is to retain liquidity, avoid forced liquidation during market downturns, and reserve “ammunition” for potential future investment opportunities.

Gate YuBiBao: A Modern Investor’s Strategic Cash Pool

As the platform’s core flexible financial tool, Gate YuBiBao’s value extends beyond simply earning interest on holdings. It is evolving into an efficient “fund buffer pool.” This product allows users to deposit assets into the platform’s lending activities, providing liquidity support, and earns interest which is returned as profit to users.

YuBiBao’s design aligns with modern investors’ dual needs: security and yield. Notably, its “Auto Earn” feature automatically scans spot accounts at fixed daily times, transferring idle assets into YuBiBao to earn floating interest. This means investors’ funds are rarely idle.

As of the latest data, Gate YuBiBao manages over $2.3 billion in assets, with USDT flexible products offering an annualized yield of up to 12.5%. For investors seeking stable returns, this figure is especially valuable in volatile markets.

Core Advantages: Triple Protection for a Defensive Strategy

Gate YuBiBao’s status as a preferred choice in volatile markets stems from its three core advantages.

Flexibility and convenience are primary. The product supports deposits and withdrawals at any time, covering nearly 1,000 assets including BTC, ETH, USDT, and GT. Compared to similar products on other major exchanges, Gate YuBiBao offers competitive baseline yields and subsidy support.

A diverse range of products meets different needs. YuBiBao offers not only floating savings but also various fixed-term options, such as 7, 14, and 30 days. Users can flexibly choose different durations based on their capital plans and market outlooks to maximize returns. This flexibility allows YuBiBao to adapt to different market environments and fund management needs.

Security combined with additional incentives. As a financial product provided by the exchange, Gate YuBiBao benefits from the platform’s security system. Additionally, Gate frequently hosts incentive activities, offering users increased returns, which over the long term can raise the average yield.

Practical Strategy: How to Use YuBiBao to Manage Risks and Opportunities

In volatile markets, a clear and structured capital management strategy is crucial. Based on YuBiBao’s features, investors can build a layered asset management system.

The first layer is an emergency liquidity reserve, accounting for about 20%-30% of investable funds. This portion should be fully placed into Gate YuBiBao’s floating products, serving as a “strategic reserve” for quick access to handle sudden market opportunities or rebalancing needs.

The second layer is the core value-adding portion, about 60%-70%. This capital can be allocated across various fixed-term YuBiBao products based on market analysis and personal plans to lock in higher and stable yields.

The third layer is the opportunity capture segment, about 10%. This portion can also be stored in YuBiBao’s floating account but is more aggressive, used for medium- to long-term positioning during significant market pullbacks.

This layered approach is dynamic, requiring adjustments according to market phases. For example, during increased volatility and unclear directions, it’s advisable to expand the “buffer pool”; when the trend becomes clearer, increase the proportion of fixed-term core investments.

Asset Allocation: Diversified Mainstream Assets in YuBiBao

While USDT remains the core of the “Cash is King” strategy, YuBiBao’s functionality extends far beyond. It supports nearly 1,000 assets, including major cryptocurrencies, offering investors diversified options.

For example, Bitcoin, with a market cap exceeding $1.41 trillion, acts as a “cornerstone” asset. Depositing some BTC into the buffer pool can help offset the opportunity cost of holding core assets. Market forecasts suggest Bitcoin’s average price could reach $70,791.3 by 2026.

Ethereum, currently around $2,110.72, is central to many DeFi and cross-chain activities. For investors involved in these ecosystems, depositing idle ETH into the buffer pool is a wise choice to keep assets “working” while waiting for specific interaction opportunities.

GateToken (GT), the platform’s ecosystem token, is currently priced at about $7.05. Holding GT and placing it into YuBiBao not only earns financial returns but also grants ongoing platform fee discounts and other benefits, creating dual value appreciation for ecosystem rights and financial gains.

Market forecasts for GateToken suggest that by 2031, Bitcoin could reach $149,511.29, Ethereum $4,481.25, and GateToken could hit $14.09.

Latest Opportunity: YuBiBao Weekly Bonus Event

Allocating funds into Gate YuBiBao not only yields basic annualized returns but also allows flexible participation in various limited-time activities launched by the Gate platform to earn extra rewards. Currently, the “YuBiBao Weekly Bonus” event is a prime example. During the event, users who register receive a 10 USDT position experience coupon. More importantly, participating in financial subscriptions within YuBiBao during the event grants a 100% chance to win prizes, including gold bars, cash rewards, interest coupons, and fee cashback coupons. The more you subscribe, the more chances to win.

For users using YuBiBao as a capital buffer, this means that funds stored in the pool not only earn interest but also gain additional chances to participate in high-value lotteries. This “yield + reward” dual mode further enhances YuBiBao’s appeal in volatile markets.

When Bitcoin fluctuates between $68,302.1 and $71,439.2, the funds stored in Gate YuBiBao are quietly accumulating subtle but certain returns hour by hour. Data shows that the $2.3 billion assets managed by YuBiBao are steadily earning interest. Regardless of market signals, this “digital cash” buffer pool ensures investors have “ammunition” ready for deployment at any time. While waiting for market clarity, keeping funds active and not idle—this may be the most pragmatic and wise choice in the current market environment.