HARDProtocol Price

HARDProtocol is a decentralized money market protocol built on the Kava blockchain. It enables cross-chain asset lending and borrowing for cryptocurrencies like BTC, XRP, BNB, BUSD, and USDX. HARD serves as the native governance token of the platform, with key use cases including: 1. Liquidity mining rewards for users who participate in lending and borrowing activities 2. Governance voting rights on protocol parameters and upgrades The HARD token was launched in October 2020 with an initial price of $0.85. As of 2026-01-20, HARD is trading at $0.003936 with a 24-hour trading volume of $12.98K. The current market cap stands at $530.54K, ranking it #3165 among all cryptocurrencies. HARD has a circulating supply of 134.79M HARD tokens out of a total supply of 200M HARD. The all-time high price was $2.97 on March 17, 2021, while the all-time low was $0.002067 on May 31, 2025. Looking ahead, analysts project HARD could reach $0.004337 by 2027, $0.007336 by 2031, and potentially -- by 2036 as the DeFi ecosystem continues to grow.

HARDProtocol was created in October 2020. It was launched as a decentralized money market protocol built on the Kava blockchain, allowing for cross-chain asset lending and borrowing. The HARD token serves as the native governance token for the platform, enabling holders to participate in protocol governance and earn rewards through liquidity mining. Since its inception, HARDProtocol has aimed to provide DeFi services like lending and borrowing across multiple blockchain networks.

The founders of HARDProtocol are not publicly disclosed. HARDProtocol was developed as part of the Kava ecosystem, which was founded by Brian Kerr, Ruaridh O'Donnell, and Scott Stuart in 2018. HARDProtocol launched in October 2020 as a decentralized money market protocol on the Kava blockchain, allowing cross-chain asset lending and borrowing. While the specific individuals behind HARDProtocol's development are not named, it was created by the team at Kava Labs to expand DeFi capabilities on the Kava network. The protocol is now governed by HARD token holders who can vote on key decisions regarding the platform's future development and parameters.

HARDProtocol works as a decentralized money market protocol built on the Kava blockchain. It enables cross-chain asset lending and borrowing for cryptocurrencies like BTC, XRP, BNB, BUSD, and USDX. Users can deposit supported assets to earn interest or borrow against their collateral. The native HARD token has several key functions: 1. Liquidity mining rewards: Users who lend or borrow on the platform earn HARD tokens. 2. Governance: HARD holders can vote on protocol parameters and upgrades. 3. Staking: Tokens can be staked to earn additional rewards. All HARD rewards are subject to a lockup period, with longer lockups earning more tokens. The specific lockup parameters can be adjusted through governance voting. As of 2026-01-20, HARDProtocol has a market cap of $530.54K and is trading at $0.003936. The circulating supply is 134.79M HARD HARD out of a total supply of 200M HARD. The all-time high price was $2.97 reached in March 2021. HARDProtocol aims to become a leading cross-chain DeFi lending platform, expanding supported assets and features over time through community governance.

HARDProtocol is built on the Kava blockchain as a decentralized money market protocol. Its technical architecture includes: 1. Cross-chain asset support: Initially allows deposits of BTC, XRP, BNB, BUSD, and USDX. 2. Overcollateralized lending: Users can borrow assets by providing excess collateral. 3. Governance mechanism: HARD token holders can vote on protocol parameters and receive rewards. 4. Liquidity mining: Users earn HARD tokens for lending and borrowing on the platform. 5. Token lockup system: Distributed HARD rewards are subject to time-based lockups, with longer lockups earning more tokens. 6. Ethereum and Polygon compatibility: HARD tokens exist as ERC-20 tokens on Ethereum and as tokens on Polygon for cross-chain interoperability. 7. Built on Cosmos SDK: Leverages the security and scalability of the Cosmos ecosystem. This architecture enables HARDProtocol to function as a cross-chain DeFi lending platform with governance and incentive mechanisms to drive adoption and usage.

The future and roadmap of HARDProtocol look promising. The project aims to expand its cross-chain lending capabilities and enhance its position in the DeFi ecosystem. Key milestones include: 2026: Improving platform stability and user experience 2027: Integrating more blockchain networks to increase cross-chain interoperability 2028: Launching new lending products and expanding governance features 2031: Becoming a leading cross-chain money market protocol The HARD token is expected to play a crucial role in governance and incentivizing participation. Price predictions suggest potential growth: 2027: $0.004337 2026 + 3: $0.006191 2031: $0.007336 2036: -- As HARDProtocol continues to develop its ecosystem and attract more users, its value proposition in the DeFi space is likely to strengthen. However, success will depend on factors like market conditions, competition, and the team's ability to execute their roadmap effectively.