BlockBeats News, February 26 — According to official sources, DeFi protocol ListaDAO announced the launch of Lista Credit, claiming it to be the first on-chain credit lending system designed to provide users with a non-collateralized financing channel. This product allows users to borrow at any time based on cash flow needs, attempting to break through the current DeFi lending model that mainly relies on over-collateralization.
According to official information, Lista Credit uses a token incentive mechanism to support repayments. Borrowers can reduce repayment costs through daily and weekly LISTA incentives, and it also supports borrowing and repaying with stable assets like USDT to enhance flexibility in fund usage.
ListaDAO stated that this move marks a shift in DeFi lending from a “collateral-driven” to a “credit-driven” exploration. If successfully implemented, it could open new application spaces for on-chain consumer finance, operational financing, and cash flow management scenarios.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
Privacy AI Race Heats Up: Venice Launches End-to-End Encryption Model, VVV Token Rises 10% in One Day
Venice launches new crypto AI interface with end-to-end encryption and trusted execution environment, emphasizing "verifiable privacy." VVV token price surged approximately 10% as a result. The project has strengthened data security, though some features are limited by unencrypted data, currently available only to Venice Pro users.
GateNews5m ago
Azuki launches TCG digital card Gate #0, allowing users to mint for free
Gate News: On March 19, NFT series Azuki launched TCG digital card Gate 0, which users can mint for free. The official team stated that Gate 0 is not a playable card in the Azuki TCG and does not have any gaming functionality, existing solely as a collectible.
GateNews20m ago
Tempo Launch Ignites AI + Stablecoin Track: Machine Payment Protocol Goes Live, AI Agents Can Trade Autonomously
The Tempo blockchain project launched its mainnet on March 19, introducing a Machine Payment Protocol (MPP) designed to enable AI agents to conduct automated transactions. Built on stablecoins, the project aims to improve payment efficiency and reduce on-chain congestion. Tempo's implementation is regarded as a significant advancement in the convergence of AI and blockchain, with potential to bring new growth models to the digital economy, though it still faces challenges related to security and regulatory compliance.
GateNews21m ago
Visa and Stripe act simultaneously: AI agents can make autonomous payments, and stablecoin payment infrastructure enters a new stage
As the convergence of AI and stablecoin payments accelerates, Visa has launched the Visa CLI tool, which enables AI agents to complete payments directly, enhancing automation levels. Meanwhile, Tempo, backed by Stripe, has launched with a machine payment protocol to meet the high-frequency trading needs of AI. AI agents are gradually becoming economic participants with autonomous trading capabilities, and in the future may accelerate the realization of automated procurement and cross-border payments.
GateNews33m ago
CoinMarketCap Expands Team with New Hiring Initiative for Web3
CoinMarketCap is expanding its workforce to broaden its presence in the cryptocurrency data services sector. The company is seeking Business Development Managers with experience in Web3 and business-to-business relationships. These roles will drive growth in key offerings such as data feeds, advertising solutions, and blockchain-related APIs.
Coinfomania36m ago
PayPal Wallet now supports ENS domain transfers, including PYUSD.
Gate News reported that on March 19, ENS (Ethereum Name Service) announced on its official Twitter that PayPal Wallet now supports users to transfer PYUSD stablecoin using ENS domain names. Previously, users needed to use traditional wallet addresses for transfers.
GateNews40m ago
