SHOLEH0X

📈 Diversification Just Went OnChain
For a long time, most crypto portfolios have looked similar a mix of native tokens, a few altcoins, and stablecoins for liquidity. The challenge? Many of these assets move together. When the market rises, they rise together. When it falls, they often fall together.
That’s where STONfi introduces something different.
With xStocks, users can access tokenized representations of real world equities directly inside the TON ecosystem. This means you’re no longer limited to crypto only exposure when building your on-chain portfolio.
🔹 What Changes?
Instead of cho

One of the most interesting developments on STONfi is the launch of xStocks tokenized representations of real-world equities inside the TON ecosystem.
This matters because it expands what users can do onchain.
Instead of managing crypto in one place and traditional stocks in another, users can now gain stock linked exposure directly from their TON wallet. No separate brokerage interface. No leaving the ecosystem.
That’s a meaningful shift in accessibility.
🌍 What This Unlocks
• Unified portfolio management (crypto + tokenized equities)
• On-chain swaps powered by liquidity pools
• Broader di

DeFi is no longer just about swapping meme tokens or chasing short term yield. The space is evolving and STONfi is helping bring real world market exposure directly onto the blockchain.
With the introduction of xStocks, users can now access tokenized representations of traditional equities without leaving the TON ecosystem.
Let that sink in.
You can stay fully onchain inside your wallet and gain exposure to assets that were traditionally only available through brokerage accounts.
For years, DeFi and traditional finance operated in parallel worlds.
Now, they’re starting to merge.
STONfi is help

Ecosystem Update: BTC & ETH Liquidity Now Live on TON via STONfi
Bitcoin and Ethereum liquidity are now available directly on STONfi on the TON blockchain through cbBTC and WETH, both backed 1:1 by their native assets and integrated in a non-custodial manner.
This integration allows users to access BTC and ETH exposure on TON without relying on synthetic assets or IOU-based representations. Liquidity is routed via Omniston, enabling optimized swaps across available TON liquidity sources and improving execution quality for traders.
Key highlights:
Native BTC & ETH exposure on TON (cbBTC, WETH)

A Risk Aware Perspective: Innovation Requires Responsibility
While STONfi introduces useful tools and expands access to tokenized assets, it’s important to approach any DeFi platform with a clear understanding of risk.
DeFi innovation often moves faster than traditional finance. That speed creates opportunity but it also requires users to take personal responsibility.
🔹 Smart Contract Risk
All decentralized platforms rely on smart contracts. Even well-designed systems can face:
Bugs or vulnerabilities
Exploits
Unexpected technical failures
Audits and security measures reduce risk, but they do

Beyond its trading interface and tokenized assets, STONfi invests in something that many DeFi platforms overlook: structured education.
In fast moving ecosystems, misinformation spreads quickly. Users often rely on short posts, speculation, or incomplete explanations when making financial decisions. This creates confusion and increases risk.
The STONfi Blog helps address that gap by providing clear, organized content that explains:
How to complete your first xStocks swap step-by-step
How tokenized real world assets are represented on TON
What ecosystem metrics like TVL mean in context
How DeFi

Beginner Friendly Design: Lowering the Barrier to TON DeFi
Entering DeFi for the first time can feel intimidating. New users are often confronted with unfamiliar terms, complex interfaces, and technical steps that aren’t clearly explained. Without proper guidance, even a simple token swap can seem risky or confusing.
STONfi addresses this challenge by focusing on beginner friendly design and clear user flows.
🔹 Simple and Intuitive Interface
The platform’s swap interface is designed to be straightforward:
Clear token selection
Transparent pricing
Easy-to-understand transaction details
Minimal

Strong Position Within TON’s Growth Cycle
As the TON ecosystem continues to expand, infrastructure becomes increasingly important. Growth in users, liquidity, and activity requires reliable platforms that can handle volume while remaining accessible. STONfi has positioned itself as one of those foundational layers within TON DeFi.
Over time, TON has seen substantial increases in total value locked (TVL) and user participation. A major driver behind this growth is its integration with Telegram, which provides powerful distribution and onboarding potential. When access to DeFi tools is embedded

xStocks: Expanding Portfolio Possibilities on TON
One of the most distinctive features of STONfi is the introduction of xStocks tokenized representations of real world stocks issued on TON as jettons.
At a basic level, xStocks allow users to gain price exposure to traditional equities while staying entirely within the crypto ecosystem. Instead of opening a traditional brokerage account, switching platforms, or moving capital off-chain, users can access stock linked assets directly through their TON wallet.
But the impact goes deeper than convenience.
🔹 Why This Matters
Most crypto portfolios

DeFi can feel overwhelming especially for newcomers.
Between wallets, liquidity pools, slippage, token standards, and real-world asset tokenization, the learning curve can discourage even motivated users.
STONfi helps simplify that experience.
Instead of presenting users with complex dashboards and assuming prior knowledge, the platform focuses on clarity and accessibility. Basic token swaps are straightforward and intuitive, making it easier for users to move assets without confusion. The interface is designed to reduce friction, not add to it.
But simplicity in design is only part of the eq

TON’s DeFi Is Designed for Scale
Scaling DeFi is not just about handling more transactions per second. It is about maintaining quality as usage grows.
Many networks can process transactions quickly, but struggle when:
Liquidity becomes fragmented
Slippage increases
Execution becomes unreliable
Infrastructure breaks under demand
User experience deteriorates
TON approaches scaling differently.
It combines:
A high-performance blockchain with low fees and fast finality
Native distribution through Telegram
Invisible UX design
Aggregated liquidity routing
And professional liquidity infrastructure
Th

Liquidity Providers Are Ecosystem Partners
Liquidity providers are often treated as short-term participants in DeFi people who deposit capital, earn fees, and leave when yields drop.
In reality, they play a much more important role.
Liquidity providers are not just chasing rewards.
They are supplying the capital infrastructure that allows decentralized markets to function at all.
Without them:
Swaps cannot execute efficiently
Prices become unstable
Slippage increases
Aggregators fail to find good routes
Applications lose reliability
They are closer to market makers than casual users.
STONfi re

Why Deep Liquidity Attracts Builders
Developers do not build serious financial applications on unstable foundations.
No matter how good the user interface is or how innovative the idea may be, an application cannot succeed if:
Prices are inconsistent
Trades fail or execute unpredictably
Liquidity disappears during volatility
Slippage makes features unusable
For builders, these are not minor inconveniences — they are product-breaking risks.
This is why deep, reliable liquidity is one of the most important signals of a healthy ecosystem.
STONfi provides this foundation on TON.
By focusing on lon

Professional Market Design Matters
Many DeFi platforms compete on speed, new features, or high yields. While these are attractive in the short term, they do not create stable financial systems.
Real markets the kind that institutions and everyday users trust are built on something deeper:
Predictable risk
Stable liquidity
Transparent incentives
Long-term sustainability
Protection against structural weaknesses
This is what professional market design looks like.
In much of DeFi, liquidity providers carry most of the risk, especially from impermanent loss. Fees and token incentives try to compens

TON’s Strategy: Build for Non-Crypto Users
Most blockchains are designed primarily for developers, traders, or technically experienced crypto users. TON takes a different approach.
Its core strategy is simple but powerful: build for everyday users first.
Instead of forcing people to understand wallets, private keys, gas fees, network routing, and token standards, TON aims to hide these complexities behind familiar app-like experiences. The blockchain becomes infrastructure in the background, not something users have to constantly think about.
This design philosophy changes everything.
TON focu

DeFi Without Friction
One of the main reasons DeFi has struggled to reach mainstream users is friction. Setting up wallets, managing private keys, understanding gas fees, and choosing swap routes can be confusing even for experienced users let alone newcomers.
TON is changing this by designing its ecosystem around simplicity and abstraction.
Technical processes such as transaction routing and fee handling are increasingly hidden behind clean, intuitive interfaces. Users interact with applications, not blockchains.
Tools like Privy further remove barriers by simplifying wallet creation and auth

Sustainable Liquidity Beats Short Term Yield
For much of DeFi’s history, liquidity growth was driven by high rewards and short-term incentives. Protocols attracted users with attractive yields, but when those rewards declined, liquidity often left just as quickly. This created unstable markets, shallow pools, and unreliable trading conditions.
True sustainability requires a different approach.
STONfi focuses on building liquidity that lasts, not just liquidity that appears for a short time. Instead of relying only on incentives, it prioritizes professional liquidity management and risk reducti

Deep Liquidity, Faster Trades
Liquidity is the backbone of any decentralized finance ecosystem. Without sufficient liquidity, trades become slow, slippage increases, and users may receive prices far from what they expect. In short, low liquidity makes DeFi unreliable and frustrating for both traders and developers.
This is where STONfi plays a critical role on TON. By providing deep, stable, and professionally managed liquidity pools, STONfi ensures that token swaps and trades execute smoothly and efficiently. Large transactions can be processed without causing sudden price swings, and users c