VitBand

Many people talk about "ISO 20022 tokens," but not everyone understands what is really behind this concept. It refers to blockchain projects that are developed with integration into the new global financial standard ISO 20022 — a system where payments, data, and settlements operate using a unified language of information exchange. In this context, different networks have their own specialization:
XRP — solutions for fast cross-border settlements
Stellar ($XLM ) — international money transfers
Hedera ($HBAR ) — security infrastructure for corporate systems
Algorand ($ALGO ) — scalable payment n

The global financial system is undergoing a major transformation, which many experts call the biggest update in decades. According to SWIFT, by next year, approximately 90% of international payments will transition to the new ISO 20022 standard. The oversight group for this transition includes blockchain projects such as XRP, Stellar, Algorand, and Hedera. The implementation of the new standard aims to make cross-border payments faster and more efficient, reduce operational errors, and build a bridge between the traditional banking system and digital assets. 🚀💳

A nearly 25% oil surge overnight is truly an extreme move for the energy market. Such impulses usually occur only during major geopolitical shocks or supply disruption risks. 📊🛢
Currently, the key drivers for WTI Crude Oil and Brent Crude Oil are:
⚠ Geopolitical tension (risk of transportation route blockades or sanctions).
🚢 Possible supply disruptions through strategic maritime routes.
📈 Speculative capital — funds often sharply enter oil as a safe haven asset.
Possible scenarios moving forward
1️⃣ Bullish Scenario
If escalation continues:
Brent could test $120–130
WTI potentially $118–1

🟡 Bitcoin (#BTC ): The average mining cost of BTC is approximately $70 027 (MARA). JPMorgan notes that this level often acts as a sort of price support, so drops below it usually don't last long.
🔴 Bitcoin ($BTC ): CryptoQuant analysts consider the rise of Bitcoin above $73 000 to be more of a temporary rebound rather than the start of a full-fledged bullish trend. Arthur Hayes adds that BTC still has a strong correlation with tech stocks, so it's too early to talk about stable growth.

🟡 Bitcoin (#BTC ): The number of $BTC -wallets with any positive balance has hit a new all-time high. At the same time, the number of hot wallets on exchanges is sharply decreasing, indicating active withdrawal of coins into cold storage (Santiment).

🟢 Crude oil (WTI): According to Reuters, Iran is potentially capable of blocking the Strait of Hormuz for several months using drones. Amid this, oil prices are rising, and aviation fuel has reached a four-year high (FT) #PreciousMetalsAndOilPriceVolatility

🟡 Market: The US labor market situation has noticeably worsened. In February, the Non-Farm Payrolls indicator fell to -92K, compared to expectations of +58K. The unemployment rate rose to 4.4%, and private sector job cuts (-86K) became the worst result since December 2020.

📌 The SEC has approved a major update to the risk management system of FICCU.S. The Securities and Exchange Commission has approved significant changes to the risk management system of Fixed Income Clearing Corporation (FICC), which is part of the Depository Trust & Clearing Corporation. Key innovations⤵️
✅ Updated stress-testing models for more accurate risk assessment;
✅ New crisis preparedness mechanisms, including potential credit losses and liquidity shortages;
✅ More effective recovery and controlled shutdown plans in case of emergencies;
✅ Enhanced market stabilization measures during

SKY Adds ~10% on the Back of Buybacks
The SKY token has increased by approximately 10% due to active buybacks and governance changes that improve tokenomics. Over 1.8 billion SKY have already been bought back with USDS from the treasury, and a decision has been made to slow down issuance due to normalization of staking rewards. Essentially, DeFi is once again testing the model of creating "shareholder" value — but in the format of a DAO and through community voting.

CLARITY Act is once again delayed — banks are resisting
According to Reuters, negotiations on the CLARITY Act have once again reached a dead end due to strong pressure from the banking sector. The main dispute is about the possibility of earning yields on stablecoins and crypto platforms, as banks fear deposit outflows. At the same time, Donald Trump insists on a quick vote, accusing banks of blocking the reform. The market is already beginning to consider the potential passage of the law as one of the possible bullish drivers for the second half of the year.

Analytics from Santiment show that mentions of the altseason have dropped to a historic low. And paradoxically, this could be a positive signal. When the market completely loses interest in alts, the likelihood of an unexpected capital rotation increases — the crypto market often changes its narrative precisely when most have already written it off.

According to CryptoQuant, the Coinbase Premium index is rapidly increasing. This typically means that major players are actively purchasing Bitcoin on Coinbase. When the price there is higher than on other exchanges, it often signals quiet accumulation by institutional investors — while most of the market is still uncertain whether it’s too late to buy around $72K.

While most are only discussing the price, the $IOTA ecosystem continues to grow systematically — without unnecessary noise, but with real integrations.
🚗 Automotive Sector
Among partners — Volkswagen, Audi, and Jaguar Land Rover.
🏭 Corporate Technologies
Participants include players like Dell, Bosch, Fujitsu, and Software AG.
🏦 Banking Sector
Among financial partners — DNB, Bank SinoPac, and Uphold.
📏 Standards and Institutions
Collaboration with ISO, eCl@ss, and the Eclipse Foundation emphasizes a focus on global standards.
🎓 Academic Environment
The ecosystem includ

#Trump’s15%GlobalTariffsSettoTakeEffect
🔥 War over the CLARITY Act: Trump vs. the Banking Lobby
The conflict surrounding the CLARITY Act — a bill aimed at defining a clear structure for the crypto market and strengthening the country's position as a global digital asset hub — is intensifying in the U.S.
Donald Trump has openly criticized the banking lobby for attempts to block the initiative.
🔭 What is the core of the dispute? Major banks, including JPMorgan Chase, oppose allowing interest (yield) on stablecoins. Their position is simple: transaction bonuses — yes; interest on balances — no